Credit.

Bad credit is nothing to be ashamed of, doing nothing about it is.

About us

Who We are

At Credit Location, we believe that credit is power. That’s why we work tirelessly to educate consumers about credit, their rights, and use the law to help consumers improve their credit. Our mission at Credit Location is to improve the quality of life of consumers by leveraging their rights to improve their credit.

We have board certified credit professionals on our team addressing your credit concerns.

our plan

How Does It Work

Derogatory items can negatively affect your credit score. We target negative items by leveraging your rights under laws such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.

Audit

We review your credit reports from the three major credit reporting agencies.

Strategy

We devise a plan with you to dispute items that are negatively affecting your credit score.

Target

We challenge inaccurate, incomplete and unverifiable information on your report.

resolution

Your credit issues are resolved, your scores are increased, and your credit goals are reached.

let's get started

First Steps

Here you can learn more about how to begin your journey towards excellent credit.

Select Your Plan

Choose the plan that best suits your needs to start your credit repair process. After selecting a plan, you'll receive an email with further instructions.

Schedule a Call

Once you've signed up, you can schedule a call with a member of our team. During this call, we will review your credit report, assess your current credit status, and outline the next steps in your credit restoration journey.

Begin Credit Repair

With your credit reports reviewed and a tailored plan in place, we will begin disputing any inaccurate, outdated, or unverifiable items on your credit report, ensuring compliance with federal laws.

TAKE YOUR PICK

Find the Perfect Plan for you

Whether you are an individual or a couple, we have a plan specifically for you

Individual Plan

One-time $149 audit fee

$99MONTHLY
Credit Education
3 Bureau Credit Analysis
Curated Plan
24/7 Portal Access
Unlimited Disputes
Unlimited Email Support

Couples Plan

One-time $149 BOGO audit fee

$198MONTHLY
Credit Education
3 Bureau Credit Analysis
Curated Plan
24/7 Portal Access
Unlimited Disputes
Unlimited Email Support

Do-It-Yourself

Coming Soon!

$149ONE-TIME FEE
Credit Repair eBook
Credit Eduction
Consumer Rights
Sample Dispute Letters
Budget Tools
Credit Tips

testimonials

What People Say About Us
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Started my journey with Credit Location a year ago. I am pleased with the results and customer service. I didn’t just pay for a credit fix, I also received credit knowledge. I am grateful for every gem learned. I would recommend this company to anyone!
Carmen Graham
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I cannot brag enough on the professionalism, kindness, patience and encouragement that I was given!!! Terah was great about answering questions and she is huge on educating you about credit!!!! Definitely recommend this company!!!!!
A Cutler
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My husband Darrin and I discovered Terah when we were in the process of purchasing a home. Darrin worked with Terah for over a year working with his credit and she was great. Terah is very professional and would always follow through answering a message in less than 24 hours. Without Credit Location we would not have achieved our goal of home ownership. We would recommend Credit Location to anyone. It was great working with Terah. Thank you for all your help.
Kimberly Williams
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This credit company is the absolute best. From my experience they were very welcoming and knowledgeable about anything credit related. I was able to always reach them with any questions and concerns I had. Terah Stockdale Thomas was very personable and would always check on me throughout the time of repairing my credit. She would also give me mini teachable sessions advising how certain credit scoring worked. I am overly pleased with all services provided by this company. Because of Credit Location I was able to purchase a new home and a brand new car off the lot with on 18 miles on it. I am forever greatful.
Shaleta Mccoy
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Terrah is an expert at what she does. She worked diligently to help me repair my credit and she held my hand and explained everything to me every step of the way. No games or gimmicks. Everything she said she delivered.
Angg P

Our blog

Recent News

Stay up-to-date with the latest credit news and tips, so you can always be on top of your credit!

contact us

Let’s Work together

Do you have questions? Contact us!